NEW NORMAL

 We Indians are indeed grossly INDISCIPLINED. We live king-size life altogether. Breaking rules is the most loved hobby for all of us. Which we saw in the whole period of crisis. Even though the current crisis is related to an existential one, we lived as our official INDISCIPLINED life  After two lockdowns and also unlocking, we got the chance to change ourselves. Which was utilized by many. The appointment fixed by individuals for vaccines shows the changed way of life. Every day we are seeing a behavioral change in the life of citizens. Lot many have got the first dose of vaccine or got an appointment of their choice  Also, we see that people are adopting Yoga or any other type of workout for the past year. The impact of the Changes is behavioral in nature is going to give results that will be beyond our imagination. First, it showed the confidence of our own vaccine. Which will give a path of futuristic research. The whole year gave numerous lesson which is bound to g...

 Recently Union Government has cleared much-needed legislation on rented property. Until now each and every government in the state have enacted its own laws. Mostly a replica of the Bombay rent control act 1948. In the present law, the law is favorour of tenants. The property owner is a capitalist, and he deserves to be punished for holding physical wealth. It's the main motive behind the law. The enforcement of the law is very poor. As it is treated as a normal civil suit. In our country civil suit is considered and treated on a very nonpriority basis. The suit takes time in tens of years. The cost of arbitration is very high and if anybody wants to register the rent agreement is costly. It is not feasible. All in all the law is not in favor of society. It is favorable to those who want to mischievous behavior. Capping on rent enhancement and collection of rent is also cumbersome. Now new model act is cleared. It is solving the major issue of registration of contract or rent agre...

Just Chill, the unlocking process has just begun. Last week we saw some people are coming to the market for a variety of reasons. Yet complete unlocking was not there. But the quantum of people was huge. Yes, after one and half months of lockdown and tragedy, we have created anxiety. But don't do this, last time we had done similar behavior, which created the present situation. Do follow the government advisory for same. This time we are facing another challenge that was not there. Firstly when the first lockdown was imposed, we had a few advantages that we had savings which we used in that period as we had a clear picture for total lockdown then the process of unlocking was also predictable.  But the business started late and the money circulation was not there for more than five months. Getting the work on track was challenging but this time we are not prepared for this blow. Take care of advisory, so that soon we don't have to face another lockdown. Once, our life becomes n...

 As aftershocks create more havoc than an actual earthquake, the same is happening now in the current pandemic situation. In both, before facing either earthquake or pandemic, we keep ourselves engaged in daily work. As we are not prepared for the same, the end result is horrible. In the present case, our behavior before the second wave was negligent for government advisory. We neglected everything which we have to do. As discussed earlier the life after pandemic life is going to be changed very drastically than what we thought. The change is already underway, just yesterday we got the first news that the cost of insurance is going to increase by 20-30% approximately. Now the under-writer guidelines for individual or retail medical insurance have been given which will be stringent as compared to the earlones one.  The most reliable product in medical insurance is the group Mediclaim policy, but the claim was rejected due to covid and domiciliary treatment has given a major set...

The fluid situation is giving a golden opportunity to discuss and review our action or execution. The major blow to society, many of our near dear lost their lives, which is not just limited to loss of bread earner. In many cases, both parents are no more. Recently it is published in leading daily that GoI is releasing the SOP for the adoption process as it will be less cumbersome than the existing one. This is of very high priority as many kids have lost their parents. They need new parents for their future. It is needed one along with some regular income for those who lost bread earner of the family. It is for those who have lost their near and dear ones. But what's for us to rethink the strategy hare, as the continued lockdown has created a situation where everyone is getting a blow in the earnings. What if the present condition prevails for a long time. Definitely, we will come to survival mode Already lot many have started thinking or started to look for alternatives for surv...

 The situation right now is calm, but a few days back there was Chaos in the whole country. First, no one was ready to take the vaccine, as the misinformation about it was so solid, that the total plan was a miss. The first batch was for all Corona warriors, but that too was not completed due to the negligence of beneficiaries. Then two plan for different age group has also missed the target. Health guidelines were given a miss by a large audience. When the new wave came all of us were unprepared for it, then the blame game started. Who did what and who didn't add by sensational media reporting. Also, there had been lapses by authority too. Then breaking news and headline-grabbing decisions and observations by Hounarable Courts in our country made condition completely massed up. Other culprits are also there like hoarding of essential drugs, oxygen, concentrators whose actions played a significant role. But this time mass migration was not there. The only positive thing is lockdown...

 Pandemic has broken all our myths. Now how to do it and what to do is a major question. When we talked about the contingency plan earlier, we had calculated that just health, earning loss for two years, and so on... But two waves of Corona followed by full lockdown have shaken each and every one. As after unlocking it took four to five months to normalize the situation. Once everything was looking normal another wave of Corona came and everything got standstill. The current wave with lockdown is creating more issues than we imagined earlier. As nobody knows the treatment of the disease, the situation has been worst. Now what to do, if a similar situation comes in the future. As per our plan we had calculated the sum of the amount to be required for contingency. All the lifestyle expenses including essential expenses have been taken. As our healthcare costs with inflation have been well thought of, the cost today is nothing but loot by any standard. Here our problem is that we don'...